Privacy Policy

Catch Up with Confidence

Effective Date: 10/13/2025

At Catch Up with Confidence (“we,” “us,” “our”), we are committed to protecting your privacy and earning your trust. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website, enroll in our programs, or interact with our tools — including AI-powered features like Sunny™.

By using our site, you consent to the practices described in this policy.

1. Information We Collect

We collect two main types of information:

A. Personal Information You Provide

You may provide personal information directly when you:

  • Sign up for courses, newsletters, or updates

  • Purchase products or memberships

  • Contact us or complete forms on our Site

  • Engage with AI tools like Sunny™

This information may include:

  • Name, email, mailing address, and phone number

  • Billing and payment details (processed securely by third-party providers)

  • Demographic information such as age or location (if voluntarily provided)

  • Any information you choose to share during interactions, including messages with Sunny™

Sensitive data: We do not intentionally collect or store Social Security numbers, health data, or government-issued IDs.

B. Automatically Collected Information

When you browse our Site, we collect standard usage data through cookies, analytics, and server logs, including:

  • Browser type, device, and operating system

  • Pages viewed, time on site, and referring URLs

  • Approximate location (city/state)

  • Date and time of your visit

This information helps us understand visitor behavior and improve our website performance.

2. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our services and content

  • Process payments and deliver purchased products or courses

  • Send updates, newsletters, and relevant offers (you can unsubscribe anytime)

  • Support your interactions with Sunny™ and other AI-driven features

  • Respond to your inquiries and support requests

  • Comply with legal and regulatory obligations

We will never sell or rent your personal data to third parties.

3. Use of AI-Powered Tools (Sunny™)

Sunny™ is our AI companion designed to provide personalized guidance and education about retirement readiness.

When you interact with Sunny™:

  • Your messages may be stored securely for quality assurance and product improvement.

  • Data may be anonymized and used to train or enhance AI performance.

  • No financial, legal, or personal advice from Sunny™ should be considered professional or individualized financial planning.

You can request deletion of any data associated with your Sunny™ interactions at any time (see Section 10).

4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance user experience. These tools help us:

  • Remember your preferences and login sessions

  • Measure how visitors use our Site

  • Display relevant offers or content

You can manage or disable cookies in your browser settings, though some features may not function properly if disabled.

5. Sharing Information with Third Parties

We may share limited information with:

  • Service Providers: Payment processors, analytics providers, and email marketing platforms who help operate our business.

  • Strategic Partners: When you opt into collaborations, partnerships, or co-branded offers.

  • Legal Requirements: If required by law, regulation, or valid legal process.

All third parties we engage must comply with strict privacy and security obligations.

We do not sell personal data to advertisers or unrelated third parties.

6. Data Security

We use administrative, technical, and physical safeguards to protect your data from unauthorized access, disclosure, alteration, or destruction.
This includes:

  • Encrypted payment processing

  • Secure SSL connections for all form submissions

  • Limited employee access to personal data

  • Regular security audits and compliance reviews

Despite these efforts, no online transmission or storage method is 100% secure.

7. International Data Transfers

If you access our Site from outside the United States, please note that your information may be processed and stored in the U.S., where privacy laws may differ from those in your country.

8. Your Rights and Choices

Depending on your location (including residents of California and the European Union), you may have the right to:

  • Access and request a copy of your personal data

  • Correct inaccurate or incomplete information

  • Request deletion (“right to be forgotten”)

  • Object to or restrict processing

  • Opt out of email marketing at any time

To exercise these rights, contact us at privacy@catchupwithconfidence.com.

9. Data Retention

We retain personal information only as long as necessary to fulfill the purposes described here, comply with legal requirements, and maintain legitimate business operations.

10. How to Access, Correct, or Delete Your Information

You may request access to, correction of, or deletion of your personal information by emailing privacy@catchupwithconfidence.com.

We will respond to valid requests within 30 days as required by law.

11. Legally Compelled Disclosure

We may disclose information when required to do so by law, subpoena, or governmental request, or to protect our legal rights and property.

12. Links to Other Websites

Our Site may link to other websites for your convenience. We are not responsible for their content, privacy practices, or policies. Once you leave our Site, this Privacy Policy no longer applies.

13. Children’s Privacy

Our Site and services are intended for adults aged 18 and over. We do not knowingly collect personal information from children under 16.

14. Updates to This Policy

We may update this Privacy Policy periodically to reflect changes in law or practice. Updates will be posted on this page with a revised effective date. Continued use of the Site after updates means you accept the revised policy.

15. Contact Information

If you have questions, requests, or concerns about this Privacy Policy, please contact us at:

Sluuce LLC / Catch Up with Confidence
Email: sunny@catchupwithconfidence.com

© 2025 Sluuce LLC. All Rights Reserved.